How to buy new furniture with a personal loan
May 5, 2019
With the economic crisis that persists, buying a new home is increasingly difficult and Italian families, as an alternative, are thinking of renovating and upgrading their homes. With the eco-bonus , in fact, it is possible to recover part of the sustained expense, even that invested in the purchase of furniture . To furnish your home you can apply for a loan from one of the various financial institutions, but how to find the cheapest offers?
To choose among the best financing proposals
For the purchase of furniture or for other purposes, the best thing to do is to get information on the web and use the Duke of Omnium online comparators. If we want to orient ourselves among the products on the market and understand which are the most convenient, in fact, we must compare the offers and other financial institutions.
With the help of the Duke of Omnium comparator, we have made a comparison to find the best offers to buy furniture. The search profile used is that of a pensioner, residing in Rome, which requires 10,000 euros to be repaid in 6 years. The most advantageous proposals for a loan are those of IBL Banca, Findomestic and Credem. Let’s look at them in detail.
IBL Banca proposes the personal loan an offer with Taeg of 9.54%, Tan of 4.70% and a monthly payment of 178.6 euros. At the end of the amortization period, the total amount to be repaid will be 12,859 euros.
In second place in the ranking of the best Duke of Omnium is with an offer with 9.11% Taeg, 8.75% Tan for an installment of 179.1 euros. The final amount to be reimbursed will be 12,895 euros.
Finally, in third place, we mention a proposal that to buy new furniture offers the “Personal Loan Start Real”.
This is a loan with 12.99%, 11.90% for a fixed installment of 195 euros
At the end of the contract the sum of 14,165 euros will be returned.
With the eco bonuses renewed in 2014, as mentioned, it is possible to recover up to 50% of the expenditure made, but as far as furniture is concerned it is necessary that the purchase is made for a home redeveloped with measures in favor of energy saving.