Credit card for university students: Why should you request one?

A credit card for college students is convenient to learn how to finance yourself. Start enjoying the advantages that these cards can offer you.

  • Free eBook
  • Benefits of having a credit card for college students
    • You can start your credit history
    • You learn to manage your expenses
    • Online purchases
    • Discounts on almost all purchases you make
  • How can I apply for a credit card for college students?
  • The best credit cards for college students in Mexico
    • B Smart U from Banamex:
    • Santander Zero Card:
    • Afinan UNAM credit card from Bancomer:
  • Learning
  • Request your Credit Card and get an answer online!

A credit card for college students is convenient to learn how to finance yourself. Start enjoying the advantages that these cards can offer you.

The credit card for university students is usually helpful to finance important expenses of the educational field such as tuition, study materials, books and transportation. You can also present needs to liquidate trips, outings with friends and even, the first independent home. Due to the needs that are acquired throughout this stage, it is important to find a financing that helps cover the expenses that arise.

If you are a university student, I suggest you continue reading and find out about the types of credit cards that exist and what their benefits are.

Benefits of having a credit card for college students

credit-card-for-students

Making use of a credit card for college students brings both benefits and responsibilities for young people. It is important that from an early age we learn the importance of financial education and the creation of a credit history that can support us in the future.

Next we will mention the most relevant benefits of having a credit card for university students:

You can start your credit history

Starting a credit history is very important for your financial future. Later it will be easier to get a loan that helps you make purchases like: a car or a house.

Take into account that you must be responsible with your credit card for university students, otherwise you will not be able to generate an exemplary credit history that supports you in your adult life.

You learn to manage your expenses

Having a credit card for college students will help you learn how to manage your expenses and know what it is worth to spend your money.

Having this benefit requires responsibility, since you must comply with the payments in a timely manner. Learn to use your plastic money consciously so you can take advantage of the advantages of having a credit card.

Online purchases

Online shopping has become the favorite activity of the youngest, for the ease of acquiring products and services through social networks or websites.

With a credit card for college students you can access any purchase through this means safely. Even make use of different discounts that are offered.

Discounts on almost all purchases you make

Among the advantages of buying with your credit card for college students are the different discounts at the establishments of your preference. Just for having your plastic you will have the right to enjoy promotions in stores that are related to the banking institution of your credit card.

credit-cards for university students

How can I apply for a credit card for college students?

How can I apply for a credit card for college students?

Request a credit card for college students is very simple. The objective is that young people have access to this benefit without any inconvenience and then we tell you what steps you should follow:

  1. First you must notify the bank of your preference that you want to request a credit card for university students, you will need to verify that you are studying with a voucher or academic record.
  2. You can request it online or at the branch of your choice. Besides that you will not have to check income , the questions and papers requested will be few.
  3. Credit cards for university students do not have a commission for opening or annuity. In this way it will be easier to learn how to finance yourself with this type of plastic.
  4. Finally, check the benefits offered by your credit card, sometimes already have discounts in different food establishments, cinemas or entertainment.

The best credit cards for college students in Mexico

There is a wide variety of credit cards for college students, but not all are as effective as they seem. For the same, we will mention the best ones to learn how to finance you:

B Smart U from Banamex:

The Banamex credit card specialized in meeting the expectations of students is B Smart U. With this type of card you can have benefits in different establishments or services that are frequent and you will have rewards for its use.

The advantages of selecting B Smart U are:

  • There is no penalty for lack of use
  • There are rewards for the accumulation of points
  • Discounts and promotions in establishments that you frequent
  • No fee for the first year of use

Requirements:

  • Be a university student between 19 and 25 years old
  • Proof of studies
  • Proof of address
  • Current official identification

Santander Zero Card:

Santander Zero Card:

This credit card is exclusively for university students and is accepted in almost all establishments. You can also earn points to redeem them for airline tickets or catalog items.

The advantages of the Zero Card are:

  • You do not need to check income
  • There is no annuity only if you use it once a month
  • There is a one point accumulation for every $ 10 pesos of purchases
  • Promotions and discounts in more than 14 million establishments
  • Online attention

Requirements:

  • Be a university student between 18 and 30 years old
  • Proof of studies
  • Current ID
  • Proof of address not greater than three months

 

Leave a Reply

Your email address will not be published.